Payments
Payments Integrations in Kenya
Get paid the way your customers prefer — and stop reconciling payments by hand.
Sound familiar?
Problems we solve
- Customers pay to a till or paybill and someone matches payments to orders manually.
- Failed or duplicate payments cause disputes and lost sales.
- You cannot accept cards and mobile money in one checkout.
- Payouts to suppliers, riders or staff are slow and error-prone.
- Month-end reconciliation takes days.
What's included
What you get
M-Pesa Daraja integration
STK Push, C2B (paybill and till), B2C payouts, transaction status and reversals, with robust callback handling.
Airtel Money
Accept Airtel Money alongside M-Pesa in the same checkout.
Card payments
Integrations with gateways such as Pesapal, Flutterwave, Paystack and Stripe, depending on your needs.
Payment links and invoices
Send a link by WhatsApp or SMS and get paid without a website.
Subscriptions and recurring billing
Scheduled charges, reminders and dunning for memberships and retainers.
Automated reconciliation
Payments matched to orders and invoices, with exception reports for anything that doesn't match.
How we work
Our payments process
- 01
Payment flow mapping
How money moves today, where it breaks, and which methods your customers use.
- 02
Account and credentials
We guide you through Daraja or gateway onboarding and go-live requirements.
- 03
Build and sandbox testing
Full test coverage including failures, timeouts and duplicate callbacks.
- 04
Go-live and monitoring
Production cut-over with logging and alerts on every transaction.
- 05
Reconciliation and support
Daily reports and a single place to see what was paid, what's pending and what failed.
Tools & platforms
What we build with
- Safaricom Daraja
- Airtel Money API
- Pesapal
- Flutterwave
- Paystack
- Stripe
- Webhooks
- PostgreSQL
P.J.'s Grill House
Restaurant, butchery & grocery — Nairobi (open 24/7)
Related case study
P.J.'s Grill House
Restaurant, butchery & grocery — Nairobi (open 24/7)
A brand refresh, digital menu and ordering platform for a 24-hour Nairobi grill house, with restaurant, butchery and grocery sections under one roof.
Read the case studyFAQ
Payments FAQs
Keep exploring
Solutions, guides and products
- WhatsApp chatbotsWhatsApp assistants that answer questions, take orders and bookings, and collect M-Pesa payments — with a human hand-off. Built in Nairobi by Vuvo Labs.
- eTIMS POS and invoicingConnect your POS, ERP or billing system to KRA eTIMS (OSCU or VSCU), or use a cloud POS built around eTIMS and M-Pesa. Vuvo Labs, Nairobi.
- Mobile app developmentCross-platform Android and iOS apps built for Kenyan phones and networks, with M-Pesa, offline support and WhatsApp. Vuvo Labs, Nairobi.
- What KRA eTIMS means for your business and how to integrate itA plain-English guide to KRA's electronic Tax Invoice Management System: who it affects, the OSCU, VSCU and eTIMS Lite options, and how to integrate it with your POS or ERP.
- M-Pesa payment integration: a practical guide for Kenyan businessesHow to take M-Pesa payments in your website, app or POS — STK Push, C2B and B2C explained, what you need before you start, and the mistakes that cost businesses money.
- Vuvo by Vuvo LabsThe neighbourhood marketplace with built-in delivery.
- Where we workBased in Nairobi and serving businesses across Kenya.
Ready to talk payments?
Tell us what you're trying to achieve. We'll come back with a clear plan, timeline and price — no jargon, no pressure.